Deal Analyzer - Short-Term Rental Financial Model

EXECUTIVE UNDERWRITING SUMMARY

Property Pro-Forma Report

✓ STR VIABLE (Score: 92/100)

Est. Annual Revenue

$0 / yr

Cash-on-Cash (CoC)

0.00%

Net Cash Flow

$0 / yr

Year 1 Tax Cash Savings

Max Purchase Price

💡 Key Underwriting Rationale: Evaluating 4-Pillars short-term rental strategy...

🚀 Best-Case Outlier Target vs. Conservative Base Case

+5.43% CoC Return Boost (+$14,595/yr)

Conservative Base Case (50th Percentile):

Revenue: $67,000/yr | CoC: 9.03%

Top 5% Outlier Target (AirDNA Comp #1):

Revenue: $81,595/yr | CoC: 14.46%

🛠️ Value-Add Roadmap to Reach the Outlier Target:

🔥 Heated Pool/Spa Package: Add electric heat pump ($12k) to capture $350+/nt winter demand.
🎮 Themed Outdoor Game Lounge: Convert patio/garage into climate-controlled game arcade room.
📸 HDR Staging & Dynamic Pricing: Use PriceLabs algorithm + professional coastal staging.

🏡 PROPERTY DETAILS

Property Address

# of Bedrooms

# of Bathrooms

Sq Footage

sq ft

Step 1

Property Acquisition

Listing Price

Purchase Price

Down Payment (%)

Loan Term (Years)

yrs

Interest Rate (%)

Closing Costs (%)

Step 2

Income Assumptions

Average Nightly Rate

Occupancy Rate

Cleaning Fee (Revenue)

Avg Stay Length

nights

Step 3

Variable Costs

Cleaning Cost ($/stay)

Supply Cost ($/stay)

Booking + Host Fees (%)

Property Management Fee (%)

Step 4

Monthly Operating Expenses

Property Taxes ($/mo)

Insurance ($/mo)

Repairs & Maintenance ($/mo)

CAPEX Fund ($/mo)

Pool/Hot Tub Service ($/mo)

Landscaping ($/mo)

Electrical ($/mo)

Water/Sewer ($/mo)

Cable & Internet ($/mo)

HOA Fee ($/mo)

Step 5

One-Time Setup Costs

Renovation/Rehab ($)

Standout Features ($)

Furnishings & Decor ($)

STR Supplies & Permitting ($)

Step 6

Tax & Appreciation

Assumed Land Value (%)

Assumed Tax Rate (%)

ANALYSIS RESULTS

Gross Revenue (Annual)

Gross Rev (Avg Monthly)

Cash-on-Cash Return

0.00%

Net Profit: $0 / yr ($0 / mo)

Cap Rate

0.00%

Profit Margin

0.00%

Payback Period

0.0 yrs

Break-Even Analysis

Break-Even Daily Rate: $0

Break-Even Occupancy: 0.00%

Investment Summary

Total Initial Cash Outlay: $0

Monthly Mortgage (P&I): $0

AIRDNA CUSTOM COMP SET

Open Comp Set ↗

Comparable STR listings matched by bedroom and bathroom count:

Financial Breakdown

Item	Monthly	Annual
Gross Revenue	$0	$0
Variable Costs	($0)	($0)
Operating Expenses	($0)	($0)
Mortgage Payment	($0)	($0)
Net Cash Flow	$0	$0

Estimated Tax Benefits (Cost Segregation & IRC §469)

Details ℹ️

Bonus Depreciation Value: $0

Year 1 Tax Savings: $0

⚡ Cost Segregation Asset Breakdown (IRC §168k & §469 Loophole):

Depreciable Building Basis: $0 (Purchase Price minus 20% Nondepreciable Land).
5-Year Personal Property: $0 (Furnishings, decor, appliances, electronics, game room equipment).
15-Year Site Improvements: $0 (Private pool, spa, water slide, fencing, deck, pavers, landscaping).
IRC §469 STR Tax Loophole: Short-term rentals with average stays ≤ 7 days avoid passive loss limits, allowing the entire $0 bonus depreciation loss to offset active W-2 / business income!

🎯 4-Pillars Institutional STR Strategy Summary ✓ ALL 4 PILLARS PASS

🏛️ Pillar 1 (Legality & Zoning): Permissive municipal STR zone (No minimum stay restriction, no city caps).

🏡 Pillar 2 (Property Specs & Moat): Turnkey Private Screened Pool & Heated Spa Home with Game Room expansion potential.

📊 Pillar 3 (Market Revenue & Comps): Conservative 3-comp average revenue model.

💰 Pillar 4 (Financial Return & Hurdle): CoC return exceeds 7.0% minimum hurdle rate.